| Long-term care is the assistance
individual needs when they are unable to care for themselves and
need help with Activities of Daily Living (ADLs) — bathing,
dressing, transferring, toileting, continence and eating —
or they have severe cognitive impairment. The need for long-term
care can result from an accident, chronic illness or short-term
disability, or from advancing age. All
told, 9 million people of all ages have disabilities so severe
that they require personal assistance to carry out their everyday
tasks. This takes a large toll on families as well, since four
out of five people who take on the role of primary helper are
relatives.
Do you need long-term care? Starting at
approximately age 55, individuals should begin consulting with
their insurance representative about long-term care.
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