| Long-term care is the assistance
individual needs when they are unable to care for themselves and
need help with Activities of Daily Living (ADLs) bathing,
dressing, transferring, toileting, continence and eating
or they have severe cognitive impairment. The need for long-term
care can result from an accident, chronic illness or short-term
disability, or from advancing age.
told, 9 million people of all ages have disabilities so severe
that they require personal assistance to carry out their everyday
tasks. This takes a large toll on families as well, since four
out of five people who take on the role of primary helper are
Do you need long-term care? Starting at
approximately age 55, individuals should begin consulting with
their insurance representative about long-term care.